The Current Account at Standard Trust Bank offers a convenient way to manage your day-to-day finances.

It is a checking account that allows you to carry out routine banking transactions with third parties and allows you enjoy easy access to your money any time.

You can effect transactions on your current account with your Cheques.

Standard Trust Bank Current Account is a basic pay as you go, COT based account designed for you in mind if you prefer to pay COT on your transactions rather than fixed monthly fees.

Now you can enjoy:

• Zero operating and minimum balance
• Low minimum opening balance of N5,000
• No monthly fee
• No debit turnover charges

Additional Services

• free SMS notifications and alerts on all transactions
• 24/7 banking via Standard Trust Bank Online and Standard Trust Bank Mobile
• 24/7 contact centre

Open your account today

To open your account you need to make sure you have the following:

• A completed application form Download the PDF here
• 2 completed signature specimen cards
• 2 completed reference forms
• 2 recent passport photographs
• Positive identification i.e. Your passport, driver license, National ID card or resident permit
• Proof of address i.e. a recent utility bill

Apply now

You can apply by downloading the application form .

Savngs Account at Standard Trust Bank offers a convenient way to manage your day-to-day savings.

Savings accounts are accounts maintained by retail financial institutions that pay interest but can not be used directly as money ( for example, by writing a cheque).

If you are planning to save in the short term or you are investing cash for the future, Standard Trust Bank savings account offers you a savings account with attractive interest on your daily balance.

Open a Savings Account with us today and earn interest to your money. You can withdraw your money at any time you want.

It that easy with Standard Trust Bank Savings Account you can start saving today with as little as ?1, 000.

• Save your money.
• Earn interest.

Start saving and start living

• Competitive interest rates. (Interest is forfeited if more than 3 withdrawals are made in a month)

The easy way to save

• To open your account you need only N1, 000
• There is no minimum amount of money you have to keep in your account

Additional Services

• SMS notifications and alerts on all transactions
• 24/7 contact centre

Open your account today

To open your account you need to make sure you have the following:

• A completed application form Download the PDF here
• 2 completed signature specimen cards
• 2 completed reference forms
• 2 recent passport photographs
• Positive identification i.e. Your passport, driver license, National ID card or resident permit
• Proof of address i.e. a recent utility bill

Apply now

You can apply by downloading the application .

The Corporate Current Account Standard Trust Bank offers a convenient way to manage your day-to-day finances.

It is a checking account that allows you to carry out routine banking transactions with third parties.

Additional Services

• SMS notifications and alerts on all transactions
• 24/7 contact centre

Open your account today

To open your account you need to make sure you have the following:

• A completed application form Download the PDF here
• 2 completed signature specimen cards
• 2 completed reference forms
• 2 recent passport photographs
• Positive identification i.e. Your passport, driver license, National ID card or resident permit
• Proof of address i.e. a recent utility bill

Apply now

You can apply by downloading the application form.

At Standard Trust Bank , we structure credit facilities to meet our customers specific business needs and add significant value to our customers businesses.

Term Loan

Term loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged. At the end of the term the borrower may enter an interest-only mortgage, pay the principal, or (with some lenders) convert the loan to a principal and interest payment (or amortized) loan at his/her option.

At Standard Trust Bank , we make the loan available for all our profitable customers.

Salary Advance

Salary Advance is a salary based Term Loan facility which enables staff of private companies and government agencies access 40% of their annual income in advance.

Product Description: This product offers 40% of customer's net monthly salary as term loan.
Disbursement: The facility is disbursed monthly as term loan.
Facility Amount (maximum): 40% of customer's net monthly salary.
Tenor: 90 days (maximum) with monthly liquidation.
Target Market: Individuals in paid employment whose salaries are domiciled with the Bank
Interest Rate: Competitive Interest rates and fees.

Life can be full of surprises and sometimes you may need a little extra cash for an emergency or a medium-term need.

Features

• Access cash loans as low as ?50 000
• Choose your repayment period up to 24 months
• Standard Trust Bank Loan is available to salary earners whose salaries are domiciled with Standard Trust Bank .

Benefits

• Competitive pricing and no hidden charges
• Flexibility to meet varied personal needs such as personal home improvements, holidays, weddings, payment of school fees, rent payments and much more
• Convenient repayment installments
• Quick and easy loan process

How it works

• Pick up an application form from any of our branches
• You will need to provide additional documents such as proof of employment and proof of income
• The decision on your loan request would be communicated to you within 48hrs of submission of application and relevant documents
• Loans for successful applications will be disbursed into your account with us.