SME BANKING

Standard Trust Bank BETTER

This account enables you to start a daily savings with minimum of N500 only, this is to help you achieve your set target. You decide on what business to do and the bank will set it up for you after the necessary financial advice.

BENEFITS

  • Now you can make your business bream come true
  • Free financial advisory services
  • Your account can serves as collateral for short term loan.
  • Eligible for loan facility
  • Minimum of six months with rollover options interest rate of 5%.

Standard Trust Bank

Wish investments make provision for tomorrow. Standard Trust Bank is a savings scheme that enables you to plan for your future and live stress free life.

FEATURES / BENEFITS:

  • Earns more yield pay 0.5% p.a. interest above on normal savings account.
  • Enables you to save towards your future retirement.
  • Easy to open with a minimum deposit of N3,000.00.
  • Accepts deposits of cheques/ Dividend warrants in the name of account holder for clearing into the account.
  • Minimum balance of N5,000.00 maintained at all times.
  • Serves as collateral for soft loans subject to a maximum of 50% of your account balance.

Accion OIL BOOM

This account is suitable for independent Oil Marketers. Customers’ Target: A minimum balance of N200.000.00 (Two Hundred thousand Naira).

BENEFITS:

  • Accounts holders are entitled to a revolving fund of N1,000,000
  • They have direct access to credit facilities.
  • After 3months of running the account, Account holders qualify to win RETURN TICKETS TO DUBIA in a raffle draw.

Standard Trust Bank

This service avails you the opportunity to be a proud owner of a house(s)

FEATURES / BENEFITS:

  • Earn more; Higher yield; pays additional 0.5% p.a Interest above normal Savings Account interest.
  • Enables you saves regularly towards owing your dream home.
  • Easy to open with as low as N5,000.00 to begin.
  • Access to loans support towards Cheque/ Dividend Warrants the name of the account holder for clearing into the account.
  • Advisory service.

Accion CATCH THEM YOUNG PLUS

Accion catch them young plus is an insurance account, perfect for planning for the future of your children’s education. When you open an Accion catch them young plus account for a child with a minimum deposit of N60,000 for silver class N120,000 for Gold class and N240,000 for Diamond class per Annum. The life insurance coverage begins immediately.

BENEFITS

  • Savings Account with insurance benefits
  • Annual interest payment on savings
  • Group Term educational insurance
  • Monthly or Annual Premium payment of 1% earn on total deposit per savings plan per month.
  • Educational insurances for untimely death of parents or Guardian
  • Savings and Premium payment is for a minimum of 5 years.

Standard Trust Bank PURCHASE (ESP)

  • What Is your retirement plan?
  • Is your tomorrow secured?
  • You can secure your future today!!! Invest in shares
HOW IT WORKS

Open an account with N500.00 save 10% of your monthly income or any amount on weekly or monthly basis.

BENEFITS
  • COT free
  • Opportunity to buy shares in acceptable blue chip company listed on the Nigeria Stock Exchange
  • Get additional 0.5% interest
  • Serves as collateral for credit facility
  • Advisory services.

Accion CATCH THEM YOUNG

Each catch them young (ECTY), a child friendly savings scheme enables you to plan for your children and leave a good legacy for them.

FEATURES/ BENEFITS

  • Easy to open with as low as N500.00
  • Earn more; Higher yield; additional 0.5% p.a Interest above normal savings Account interest.
  • Minimum balance of N2,000 maintained all times.
  • Access to loans/ Overdraft facility for the payment of school fees, subject to a maximum of 80% of account balance.
  • Can be maintained individually or jointly for the children
  • Accepts deposit of cheques/Dividend Warrants in the name of account holder for clearing into the account
  • Enables you save regularly towards the payment of school fees.

Accion FLEX ACCOUNT (EFA)

This account allows you to draw/ pay CHEQUE on your savings account.

,FEATURES

  • Open with a minimum of N5,000, COT free
  • Benefits; Additional 0.5 interest
  • Third party payment opportunity
  • Advisory services

Accion E BETTER LIFE CLUB

This Account is accessible for Okada riders. They are expected to open with a minimum of N500.00. And they are to do a daily lodgment of N500 in to this account for at least 30days to qualify for the benefits.

BENEFITS: Two safety Helmets for each account holders.

Standard Trust Bank SCHEME

This is a business expansion / investment scheme that enables you to acquire wealth from your savings.

FEATURES / BENEFITS

  • Easy to open with a minimum of N2,000
  • Accept cheques/ Dividend Warrant deposit in name of the account holder for clearing into the account.
  • Minimum balance of N5,000 maintained at all times
  • Serves as collateral for consumer finance to purchase various assets of your choice.
  • Advisory Services.Earn more 0.5% p.a Interest on normal savings account

Accion BUSINESS EMPOWERMENT SCHEME

This product is aimed at establishing developing small and medium scale enterprises.

FEATURES / BENEFITS

  • Investor’s business are empowered through their savings and assistance from the bank
  • Minimum of N500.000 opening Deposit
  • Opportunity of Daily/ Weekly deposit without deduction.
  • Earn interest on your savings asset
  • Acquisition of working tools
  • Expansion of existing businesses

Standard Trust Bank – BUSINESS LOANS (ECBL)

Are you a trader Business man? Artisan or entrepreneur? Do you need money to do business during the yuletide period?

HOW IT WORKS

  • Loans are disbursed from Sept- Dec.
  • Loanee pays the interest monthly and pays the loan in the first week of January

Standard Trust Bank SALARY ADVANCE (EPS)

Are you a salary earner? Is it regular? Can you domicile it?

Then you can meet that financial need before the month ends with Standard Trust Bank salary advance.

BENEFITS:

  • Prompt payment of salary
  • Overdraft Opportunity
  • Payment with ease
  • Draw up to 50% of monthly salary in advance access to loans with out collateral

Accion VIP DIAMOND ACCOUNT

Accion VIP Diamond account is specially designed for dignitaries and people of class in Nigeria and Africa.

FEATURES

  • Wallet with Diamond Print
  • Personalized Banking
  • Serves as a Collateral for Loan
  • Lien of Set off
  • Flexible Banking hours
  • Minimum account opening Deposit of N 400 000

Accion VIP GOLD ACCOUNT

Accion VIP Gold account is a well selected product for unique personalities in the nation.

FEATURES

  • Customized Chequebook
  • Wallet with Gold Print
  • Personalized Banking
  • Serves as a Collateral
  • Lien of Set off
  • Flexible Banking hours
  • Minimum account opening Deposit of N 300 000

Accion VIP GOLD ACCOUNT

Accion VIP Silver account is specially designed for people of all tribes, class and position in the society.

FEATURES

  • Customized Cheque
  • Wallet with Gold Print
  • Personalized Banking
  • Serves as a Collateral
  • Lien of Set off
  • Flexible Banking hours
  • Minimum account opening Deposit of N 200 000